We can do: FHA, Conventional, USDA, VA, HARP, Interest Only, Home Equity, Fixed, and Variable. Find out which product is right for you by calling Brad at (630) 639-1081.
Sr. Loan Officer
Mobile Phone: (630) 639-1081
3130 Finley Rd. Suite 510C
Downers Grove, IL 60515
Also, any debt you have will adjust how much home you qualify for, as the lender will take into account your DTI - debt to income ratio. Keep in mind that there are also closing costs, and additional items you will need to pay for such as an appraisal, home inspection, and home warranty that are in addition to your down payment.
If you are serious about purchasing a home in the near future, I would recommend speaking with a lender to make sure you are doing everything you can to be ready to buy as soon as possible.
If you have someone with an income who would co-sign with you, you might be able to get into a home sooner than later. Then once you are established, you could refinance and qualify for a loan on your own.