Home Buying in Hialeah>Question Details

Elizabeth, Home Buyer in Hialeah, FL

I am a first time buyer, but my credit is not so good can I still purchase a property? I make enough income.

Asked by Elizabeth, Hialeah, FL Mon Jul 9, 2012

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6
Sure, You just need to find a good loan officer, and keep in mind that not always going to the biggest branches would give you the best deal.
0 votes Thank Flag Link Thu Jul 26, 2012
Hi Elizabeth,

Yes you could qualify for a loan.
Talk to your bank to see what options they have for you, also you should consult with a lender.
I have one that will not charge you until you chose to use him.

Good luck.


Sophie Bamps
Real Estate Agent
Cell: 305-206-8867
Fax: 305-443-2226
http://www.sophiebamps.com
sophie.bamps@engelvoelkers.com
http://www.evmiami.com
0 votes Thank Flag Link Thu Jul 12, 2012
Hi Elizabeth,

It really depends on the loan programs in which you may or may not qualify for.

Most programs you will need at least a 620 credit score.

If you would like I can recommend several lenders that are able to advise you based on your credit situation.

Feel free to send me an email to stephanieleon@avantiway.com.
Web Reference: http://www.SLeonRealtor.com
0 votes Thank Flag Link Mon Jul 9, 2012
Depends on other factors as well, therefore for a personalized answer visit with any licensed loan officer....
0 votes Thank Flag Link Mon Jul 9, 2012
Hello Elizabeth -

Our first time homebuyers’ workshop walks you thru the process of buying your first home.

If any issues arise during the discovery stage, we work with a team of professional that will assist in finding the right solution for almost any issue.

Contact our office to learn more.
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Best regards,

Juan J. Santos | Realtor®, | The Santos Real Estate Group at Keller Williams Realty | 2000 NW 150th Ave. Ste 1100 | Pembroke Pines, FL 33028 | O: 954.237.0393 | F: 888.970.7790 |
Email: santosrealestategroup@gmail.com | Visit http://juansantos.yourkwagent.com
0 votes Thank Flag Link Mon Jul 9, 2012
If your credit score is below 620, you will not be able to get a home loan. However, you may be able to buy a house on contract for deed. While there are very few homeowners out there that are willing & able to sell their homes on contract for deed, you should contact a local real estate Broker and ask about this option. Your best bet is to start repairing your credit...if you work hard at it you could have it repaired in a few months and be on your way to homeownership! Good Luck!
0 votes Thank Flag Link Mon Jul 9, 2012
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