Home Buying in 78216>Question Details

Samantha, Renter in San Antonio, TX

I am a first time buyer I just don't know where to start I am 21 with my fiancé and our son....

Asked by Samantha, San Antonio, TX Thu Jun 13, 2013

First time buyer help

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Answers

16
Hi Samantha,

Most agents will tell you that getting pre-approved with a lender is the best place to start. We can ensure that you are buying just the right amount of house. I will also work with your real estate agent of choice and make sure he or she has all of the information they need to negotiate the best deal for you.

I'd love to tell you about the USDA Program. It's a loan that does not require a down payment. It's a lot of info to give in text format, so call me at your convenience.


Vino Alonzo, Loan Officer
NMLS# 184279
Castle & Cooke Mortgage
210-685-7642
valonzo@castlecooke.com
0 votes Thank Flag Link Fri Jun 14, 2013
Samantha:
Congratulations! I remember well hunting for my first house with my fiancé. We started by figuring out our budget and then driving around the different neighborhoods to see what felt like "home."

Please feel free to visit my website and use all its features. If you're out and about be sure to download the mobile app. It uses your phone's GPS to show all San Antonio MLS listings around you. It's very cool. Simply text "REALLUX" (all caps) to 87778.

Good Luck!
Web Reference: http://www.realluxurysa.com
0 votes Thank Flag Link Thu Jun 13, 2013
Hello Samantha,

It is certainly a rewarding experience to take part in helping a family find their first perfect home and for this reason, I just love helping first time home owners.

I was 25 when I purchased my first one and it was such a great feeling. I also remember the Realtor that helped me. She was like a close family member to me, just awesome, looking out for my best interests the whole way through.

I would love the opportunity to help your family or to just answer any questions that you may have, anytime.

All the best in your Home search!

Diana Tawil
The Horn Company Residential
210-409-0340
dianat@thehornco.com
0 votes Thank Flag Link Thu Jun 13, 2013
Hi Samantha,

Check out http://www.DoorSteps.us

Doorsteps is a FREE online tool that I offer homebuyers to help them save time, money, and stress. It’s a great way to work together to figure out when it’s smart for you to buy, how to get ready faster, and how to make the best possible decisions along the way.

I also offer a unique and FREE home showing system for buyers, which enables them to select the days and times that suit them best to view homes, rather than contacting a Realtor often to be told that they can’t see homes when it works best for them. It’s called the Concierge Showing Service, and the web address is:
http://www.ConciergeShowingService.com

Call or text me if you need anything.

Regards,

Leah McNamara AHWD BPOR CRS GRI
Licensed Real Estate Broker
Best Practices Realty
Call or Text: (210) 379-2799
email: Leah@BPR.co
Web: http://www.BPR.co for the best map based 'Lifestyle' home search
0 votes Thank Flag Link Thu Jun 13, 2013
The first thing I would do is visit a bank or mortgage company to establish how much you can afford to spend on this first house. That way, you won't be "spinning your wheels" looking at houses that are above your financial reach, or, for that matter, under what you can spend. If you need names of mortgage people, I'd be happy to forward you three or four you can visit and decide who you feel comfortable with. Just send me an email (dsimon@phyllisbrowning.com) and I'll do that.
0 votes Thank Flag Link Thu Jun 13, 2013
Samantha, I love helping first-time home buyers through the process. Give me a call and we can discuss it! Diana with Keller Williams, 210-788-3350
0 votes Thank Flag Link Thu Jun 13, 2013
Hi Sam,

A large segment of my clientele are young military members and first time buyers. I just sold a home to my youngest client ever, 18 years old, so I'm very familiar with that segment of the market.

My contact info is below:

Please let me know if I can be of any further assistance!

"I'll Find You The House, You Make It A Home!"

Cornel "Chuck" Berry, (USAF Retired),
Licensed Professional Real Estate Consultant,
REALTOR®, Lic# 0615965,
GRI, ABR, CNE, TAHS, SFR, BS, MA,
Coldwell Banker D'Ann Harper, REALTORS®,
18756 Stone Oak Pkwy., Suite 101.
San Antonio, TX 78258.
Cell: (210) 683-1157
Direct: (210) 483-7552
Fax: (210) 483-4679
Web Page: http://www.chuckberryrealtor.com

NOTE: The State of Texas requires all real estate licensees to furnish this consumer friendly information about Real Estate Brokerage Services in Texas - click on the link:
http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf

The best compliment to a REALTOR is a referral!
If you know anyone with a Real Estate need, whether buying or selling, anywhere in the world, I can help! You'll get a **$50.00** referral fee for each buyer/seller you send to me, paid at closing!
0 votes Thank Flag Link Thu Jun 13, 2013
Samantha, in a few minutes we can go over some of the important steps you need to take to get you ready for the buying process.

Please give me a call at your convenience and I will be happy to assist you.

Maria Ayala
(210) 896-0398
0 votes Thank Flag Link Thu Jun 13, 2013
Samantha,

Give me a call I specialize in helping first time buyers. I will walk you through the entire process.

Best Regards,

JOHNNY E WILLIAMS
210-858-7899
johnny@sahomestx.com
Web Reference: http://www.sahomestx.com
0 votes Thank Flag Link Thu Jun 13, 2013
Call me @ 210-669-7492. Now is great time to buy!!
0 votes Thank Flag Link Thu Jun 13, 2013
We're able to finance FHA (3.5% down) loans with middle credit scores as low as 580.

Apply online at http://www.rhlapps.com/kjones or give me a call any time. :)

K.C. Jones
RH Lending
214-432-0486
kjones@rhlending.com
0 votes Thank Flag Link Thu Jun 13, 2013
Samantha, step 1 is to speak with a Lender, I happen to have a Lender with well over 20 years experience. I work often with first time homebuyers, I will guide you through the entire process. I am Full Time agent. Call me anytime. I can direct you with my lender, FYI she works late and weekends. Thank you for reading.


Susan Casas
210-835-6696
0 votes Thank Flag Link Thu Jun 13, 2013
Your first step would be to talk with a lender so you know how much you can afford and
feel comfortable with the payment.
0 votes Thank Flag Link Thu Jun 13, 2013
How much have you saved for your down payment & closing costs? Are you both working? Have you been working for 2+ years? Do you know your credit scores?
0 votes Thank Flag Link Thu Jun 13, 2013
Samantha, give me a call. I will guide you through the process.

Claudia McShane
Joyce Klein Realtors
(210) 744-4502
The_Realtor4U@yahoo.com
http://www.SAHomes4Sale.net
Web Reference: http://www.SAHomes4Sale.net
0 votes Thank Flag Link Thu Jun 13, 2013
Connect with some local REALTORs. Get recommendations for good loan officers to speak with about your financing option and any first time home buyer programs.
0 votes Thank Flag Link Thu Jun 13, 2013
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