Sr. Mortgage Banker
NMLS # 659743
All loan approvals are an analysis of income, assets and credit. Good for you for getting your BK behind you and as you get serious about buying a home, a good loan professional will help you keep all of the qualifying criteria, not just the BK, in line so that you meet success.
Let us know if we can help.
Elva A. Wormley
Office (408) 615-8500
C2 Financial Corporation
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128
NMLS #331981 / BRE #01274093
The BK Trustee must approve this.
As long as your payment history with the BK Trustee has been satisfactory, you will qualify for an FHA or VA home mortgage.
Good for you!!
It might be. Only a lender with a full view of your entire situation can say for sure. There are programs that may accept you one day after chapter 13, so find a great local lender now. They will tell you what you may need to do to make sure you are fully prepared and qualified now, or sooner than if put it off.