The above link will take you to the website for Assistance Programs. There are income requirements/restraints and in some cases area.
You will need to attend one of their workshops and receive a certificate.
When I may be of further assistance drop me a note.
All the best to you.
For example. The MAP program requires just 3% down from the buyer who gets a normal 80 1st mortgage. The Trust then provides a 17% 2nd mortgage at only 1% more than the 80% one from the Bank. The PAL and GAP programs provide down payment assistance in specific areas of San Jose and Santa Clara County.
If you want more info drop me an e-mail (firstname.lastname@example.org)l or Google Housing Trust of Santa Clara.
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