You really want to try to purchase, not lease/purchase. No savvy seller is going to extend a lease purchase agreement. They will offer you a lease, and a separate agreement of sale where you are required to pay a down payment (earnest deposit) to make the agreement a legitimate contract. Too much risk for you to lose that deposit. Also, in lease/purchase situations, the sales price is usually higher than similar homes offered for sale. This is usually not a real good deal for the buyer.
Your best bet will be to rent until you repair your credit and get your finances in order to be able to purchase outright. I'd be happy to discuss your situation with you and help you get your cards in order to be able to buy a home. Please feel free to call me anytime.
All the best,
REALTOR, Property Manager
Your Real Estate Resource For Life
Cell/Text: (267) 254-7994