Home Buying in Mississippi>Question Details

Pup, Home Buyer in Mississippi

Husband has poor credit rating, wife has excellent. How does this average out when buying a home together?

Asked by Pup, Mississippi Wed Mar 7, 2012

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I just sold a home with this exact situation and did exactly what Ashley suggested - loan is in the wife's name only the deed is in both of their names.
0 votes Thank Flag Link Mon Mar 12, 2012
I would recommend you speak with a lender (bank or mortgage broker) to determine their qualifications.

If you do not need his income to qualify, you can put in her name only. If his income is required, then it depends on what is on the credit and what the combined score would be.

If you need any recommendations on who to call, I would be glad to give you some numbers.

Ashley
601-927-4348
0 votes Thank Flag Link Wed Mar 7, 2012
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