I'm confused.......are you talking about assessed value? if so this is a number generated by the taxation department that is used for tas purposes alone and has nothing to do with the value of the property. These numbers are generally quite a bit lower that the appraised value.
If working with an agent, we recommend asking him/her to do some research and pull up the recently sold comparison properties. This should help you to get an accurate feel for the value of property in this area. If the BPO was done accurately your research should support the $110,000 number, not the $95,000.