My recommendation would be to compare with other lenders...2-3 is a good idea. If there is a lender you would prefer but they aren't offering you the best rate, tell them that and ask if they can match or beat it.
Feel free to contact me if you need other lender recommendations.
If you find lower rates/fees elsewhere, you can ask your current lender to match it - and they should at least reduce a little.
I hope this helps!
Keller Williams Realty - Leesburg, VA
If you haven't already locked in your rate, the best advice is to shop around for lenders - just like you shopped around for houses. And who doesn't love shopping? :)
Please feel free to contact me if you have any questions or would like some recommendations for lenders I trust.
Best of luck!