You can make an offer two ways - contact an agent and use them as a buyers agent (they do all the work and it cost you nothing - they are paid from a split on the commission) You will need to get prequalified if you have not done this already. It just takes a phone call.
Or - you can contact the listing agent and make the offer directly to them. Just note - they represent the seller.
You can make offers online on our website ... This well help you continue buying the property on your terms but keep your interests protected. Just search for the property on our site and click the "buy it" form:
As the others have said, your first step is to get an agent. He/she will then take you through the process, including getting your pre-approval, finding a home inspector and an attorney, and deciding all the other terms on an offer (price is one of many). I'm not sure where you came up with the $218K, but it's possible that the house is already priced low as an estate sale.
It will not cost you anything to have your own agent, so there is really no reason not to use a professional!
I assume you have already seen the house. Did you go to an open house? Make an appointment with the listing agent? Even if you saw the house with the listing agent you have the right to work with a Buyer's Agent, who will represent you and your interests.
I work as a Buyer's Agent and would be happy to work with you. Since there are no interior pictures in MLS, I haven't seen the condition and/or how much work it needs. The listing does state that it's an estate sale, so there may be some good room for negotiation.
First and foremost, have you talked to a lender and obtained a pre-approval letter? That is so important, not just to know how much you are pre-approved for, but so that you can go over just how much you are comfortable regarding your monthly payment, including taxes, utlities, etc. This should be done prior to writing an offer.
Once you know how much you are comfortable spending , I can go over the comparable sold with you and a good negotation strategy can be discussed to write an offer that has a good chance of getting accepted.
I hope I can be of help and possibly represent you in your purchase.
Century 21 Commonwealth
Hope that helps,