Home Buying in Fairfax>Question Details

sheker73, Home Buyer in Raleigh, NC

How to get home loan without PMI in Virginia state ?

Asked by sheker73, Raleigh, NC Thu Jun 6, 2013

I have found property, cost around $820,000 and planning to pay 10%.
What is the best way to avoid PMI and get lower interest rate ?

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6
Please Don't go with this offer. I am the member of Pentagon FCU and used their service before. Unfortunately they are bunch of crooks. It is good to be a member of Pentagon Credit Union and apply for a home loan through them but don't tight yourself with their Realtors. They are not good and are not honest. They will not represent your interest. Get advise from your own real estate agent.

Flag • A few minutes ago
0 votes Thank Flag Link Tue Jun 25, 2013
Hi, I am Bron Davis with Prudential PenFed Realty wholly owned by Pentagon Credit Union. We have a mortgage department we can ready help you.
Please give me a call any time at 703-987-0656 or realtorbron@yahoo.com
Look forward to assisting you.
0 votes Thank Flag Link Sun Jun 9, 2013
Please Don't go with this offer. I am the member of Pentagon FCU and used their service before. Unfortunately they are bunch of crooks. It is good to be a member of Pentagon Credit Union and apply for a home loan through them but don't tight yourself with their Realtors. They are not good and are not honest. They will not represent your interest. Get advise from your own real estate agent.
Flag Tue Jun 25, 2013
As far as I know, you can either get a second trust, or you can do lender-paid MI with a higher interest rate. Otherwise, you would need to put 20% down to not pay PMI.

Please let me know if I can help you in your search or provide any referrals for really good loan officers.

Thanks,
Sonal
0 votes Thank Flag Link Fri Jun 7, 2013
Hello I am Jason Smith with Atlantic Mortgage Direct in Herndon. I have over 17 years of experience in mortgage lending. I could offer you a $625,000 first trust with a $123,000 HELOC. I will be glad to discuss the interest rate, monthly payment and closing costs with you. I can be reached at 571-212-8507 or 703-840-4170.

Sincerely,


Jason Smith
0 votes Thank Flag Link Fri Jun 7, 2013
I would be happy to assist you with this and find out more about your intentions. I have a few amazing mortgage lenders on my team so I am confident that we, as a team, can you help achieve your goal. Please call me tomorrow (Friday, 6/7) when you have a chance. My cell is 703-307-3449. I look forward to hearing from you and helping you out.

Sincerely,
John Ginty
Realtor
Keller Williams Capital Properties
10300 Eaton Place, Suite 120
Fairfax, VA 22030
Cell: 703-307-3449
JohnGinty@kw.com
http://www.JohnGintySells.com
0 votes Thank Flag Link Thu Jun 6, 2013
There are programs with no PMI if loan amount is less than $417000
0 votes Thank Flag Link Thu Jun 6, 2013
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