For loans, the answer is not always obvious. Wylie is USDA-elgibile, which means your best bet on the mortgage company would not be your typical Dallas/Plano loan officer.
For Realtors, there are several criteria that you'll need to check into, but nobody rates them. During your initial phase you have to establish a budget for your purchase (it's usually best to consult a loan officer first) to figure out how much you have to put down and how much to spend each month.
Your Realtor actually starts helping you in the next phase where you give her a set of things you want or need in the property, such as location, price, schools, features and so on. The Realtor's ability to find candidates is crucial during this stage.
The next phase is to negotiate with the seller. Often Realtors can find you something, but negotiating is not the same skill set.
Once you have a contract, your Realtor should be guiding you through the maze of inspections, loan processing, and other paperwork, plus some additional negotiating may be needed.
In the last phase you will be closing, where the mortgage company again comes into play. Today, loans are taking longer to process and close and often special obstacles arise that your Realtor and your loan officer can help you prepare for.
If someone rates loan officers on finding the right type of loan, processing your paperwork reliably and accurately and in time for closing, I don't know who that would be.
If someone rates Realtors on locating properties, negotiating, dealing with paperwork and closing, I don't know who that is either.
Again, your best bet is to consult people who had positive experiences recently and can suggest someone to interview.
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Lynn A. Crosby ~ National Featured Realtor
"...Specializing in Residential, Commercial Properties and Loans..."
Dallas Realtor, and Credit Repair Consultant -
The Michael Group - "Dallas Business Journal 07â€™ & 08' list top realtors"
Dallas Loan Officer -
Dallas Real Estate Office: (972) 699-9111
Dallas Real Estate Website: http://www.lynn911.com 60,000 listings Dallas homes for sale
I always recommend that folks ask friends/family/co-workers for a referral to someone they used if they had an awesome experience.
Do you know anyone who has bought a home recently?
Otherwise, you can just pick a couple of people who will go over your good faith estimate from the bank with you.... without tying to push you for an application or try to pull your credit.
An honest loan officer will share a little time with you to see if there is a comfort level there for you.
Please let me know if you have any follow up questions!!!