If a loan get pre qualified by a Lender.
After this work with a realtor to identify a home that meets your budget, geographic preference, size, etc.
I would love to share a home buying strategy session where we go over your personal needs and then the home buying process from A to Z. I'm a conceirge broker meaning that I coordinate the process all in office. We start with the end in mind and map out with my clients from mortgage to inspection, title to closing, and follow up.
There is a book on Amaon called a"Buying a Home: Don't Let Them Make a Monkey Out of You". It will be the best $6 you've ever spent. Follow the link below!
Best of luck!
NMLS # 6395
Financing Kentucky One Home at a Time
First determine how much home you can afford.
Second determine when you want to move.
Third evaluate your credit profile to verifiy you can actually do this at this time.
Forth, prioritize what you want in your home, size, pool, yard, single story, etc.
Finally, consult a real estate professional to determine if your expecations align with what the current market provides.
Be aware, the 'good' home go fast. Many, if not most, are sold before they ever cast a shadow on an aggregate real estate websites. If you are not ready to buy, entertaining yourself on Zillow and Trulia is practical. When, however, you get serious, relying on aggregate websites prove to be a exercise of futility. At some point, when you are serious, you will need to contact a Realtor (r) to get access to the local Multiple Listing Service.
A serious buyer will pick up the phone and call.
A tire kicker, a non-committed buyer, will push that 'contact' button and leave a message.
What will you do?
Best of success,
Annette Lawrence, Broker/Associate
Remax Realtec Group
Palm Harbor, FL
Next to an experience local real estate professional, the internet is today's best resource for both buyers and sellers. Today people have the opportunity to access information that far exceeds what customers of years ago were able to. With this said, all buyers should invest time in becoming informed about their target location(s). No, this doesn't mean you should find your home on your own, only educate yourself about price points, personal criteria and locations. This will hopefully prepare you to be able to make an informed decision that meets you and your family's needs.
As you have heard in this forum, there are other places to begin the search process with getting pre-approved and finding a good agent leading the way but in my opinion, there's more to the process than these recommendations. All buyers in today's day and age should be making a concerted effort in collecting important information that will help make your decision faster, easier and better.
would like to consider. Then you have to figure out the amenities that you would consider in a home.
Contact me and I will help you prepare a game plan to obtain a good home based on your personal needs and wants. Call me at 847-987-2198 or email me at firstname.lastname@example.org
Talk to real estate agents to find one that you feel comfortable with. I always want my buyers to meet with a Lender to discuss financials so that you know what you can comfortable afford and also what they will lend you.
You don't want to start looking and fall in love with something you later find you cannot afford.
Good luck. And don't worry, everyone gets nervous buying their first home. A good agent will be there all the way.
And the best thing is that you don't pay the agent anything :)
Let me know if you have any other questions I can help you with.
Keller Williams Preferred Realty