Home Buying in 60612>Question Details

Min Li, Home Buyer in Chicago, IL

How to find a good home?

Asked by Min Li, Chicago, IL Wed Jun 19, 2013

Help the community by answering this question:


You need a very good real estate agent to help you in the process- Good Loan Officer--god Home inspector- good Attorney.
0 votes Thank Flag Link Mon Sep 23, 2013
I think you should come into my office and let me help you,I am only $150 an hour and will giveyou the best advice
0 votes Thank Flag Link Mon Sep 23, 2013
Interview a few Realtors to find who you think would be a good fit for you they will be able to help you out.
0 votes Thank Flag Link Thu Jun 20, 2013
Are you paying cash or obtaining a loan?

If a loan get pre qualified by a Lender.

After this work with a realtor to identify a home that meets your budget, geographic preference, size, etc.

Good Luck.
Web Reference: http://www.BJDHOMES.com
0 votes Thank Flag Link Thu Jun 20, 2013
0 votes Thank Flag Link Thu Jun 20, 2013
Hi Min,
I would love to share a home buying strategy session where we go over your personal needs and then the home buying process from A to Z. I'm a conceirge broker meaning that I coordinate the process all in office. We start with the end in mind and map out with my clients from mortgage to inspection, title to closing, and follow up.
0 votes Thank Flag Link Thu Jun 20, 2013
I would seek out the best Realtor you can find, have them introduce you to the local lender they trust the most, get pre-approved for a mortgage. Gather up all of the support documents the loan officer needs BEFORE you apply to be pre-approved. Any pre-approval without a review of the support documents is simply a gamble. Good luck,

Jim Simms
NMLS # 6395
Financing Kentucky One Home at a Time
Web Reference: http://jamessimms.com/
0 votes Thank Flag Link Thu Jun 20, 2013
Speak with a few lenders to see what you can afford. Then find an agent to help you. Also look on various R E web sites to look at property on your own. Go to open houses in the areas you are interested in. Over time you will find what you want. My web site has some information that might help in your search.
0 votes Thank Flag Link Thu Jun 20, 2013
Piece of cake!
First determine how much home you can afford.
Second determine when you want to move.
Third evaluate your credit profile to verifiy you can actually do this at this time.
Forth, prioritize what you want in your home, size, pool, yard, single story, etc.
Finally, consult a real estate professional to determine if your expecations align with what the current market provides.
Be aware, the 'good' home go fast. Many, if not most, are sold before they ever cast a shadow on an aggregate real estate websites. If you are not ready to buy, entertaining yourself on Zillow and Trulia is practical. When, however, you get serious, relying on aggregate websites prove to be a exercise of futility. At some point, when you are serious, you will need to contact a Realtor (r) to get access to the local Multiple Listing Service.
A serious buyer will pick up the phone and call.
A tire kicker, a non-committed buyer, will push that 'contact' button and leave a message.
What will you do?

Best of success,
Annette Lawrence, Broker/Associate
Remax Realtec Group
Palm Harbor, FL
0 votes Thank Flag Link Thu Jun 20, 2013
Hi Min,

Next to an experience local real estate professional, the internet is today's best resource for both buyers and sellers. Today people have the opportunity to access information that far exceeds what customers of years ago were able to. With this said, all buyers should invest time in becoming informed about their target location(s). No, this doesn't mean you should find your home on your own, only educate yourself about price points, personal criteria and locations. This will hopefully prepare you to be able to make an informed decision that meets you and your family's needs.

As you have heard in this forum, there are other places to begin the search process with getting pre-approved and finding a good agent leading the way but in my opinion, there's more to the process than these recommendations. All buyers in today's day and age should be making a concerted effort in collecting important information that will help make your decision faster, easier and better.

Best wishes,

0 votes Thank Flag Link Thu Jun 20, 2013
Please start by getting preapproved by a good lender. Why waste your time looking at homes, if you can't get financing first. How much do you have to put down will determine the kind of loan you will need. After your financing is in place then you can find the home that will fit your needs. If you're approved for FHA there are restrictions your home must meet before a lender will finance. You need to know these things.
0 votes Thank Flag Link Thu Jun 20, 2013
First you have to figure out how much can you buy. Then you have to figure out the area that you
would like to consider. Then you have to figure out the amenities that you would consider in a home.
Contact me and I will help you prepare a game plan to obtain a good home based on your personal needs and wants. Call me at 847-987-2198 or email me at martinsanchez@realtor.com
0 votes Thank Flag Link Wed Jun 19, 2013
Work with a good local agent. Let them know exactly what you are looking for and they should be able to help.
0 votes Thank Flag Link Wed Jun 19, 2013
Call me!
Dan Porter

Great lender at Guaranteed Rate for pre-approval, Sam Sheppard. Call for details.
0 votes Thank Flag Link Wed Jun 19, 2013
Get a good real estate agent. They will be able to help every step of the way.
0 votes Thank Flag Link Wed Jun 19, 2013
What is your budget? Do you have any area prefernce?
Would you like to buy move in condition or something rehub?
Find good realtor and he/she will assist you with all.
With respect
0 votes Thank Flag Link Wed Jun 19, 2013
Prioritize you needs and wants. Visit neighborhoods at different times of day and night and see if you like the feel of the area. Find and interview agents that specialize in the areas you like. Relay your needs and wants to your agent.
0 votes Thank Flag Link Wed Jun 19, 2013
It helps to start with a List describing your Dream home. Compare that to a separate list made by anyone else that would be purchasing the home with you if there or living with you.
Talk to real estate agents to find one that you feel comfortable with. I always want my buyers to meet with a Lender to discuss financials so that you know what you can comfortable afford and also what they will lend you.
You don't want to start looking and fall in love with something you later find you cannot afford.

Good luck. And don't worry, everyone gets nervous buying their first home. A good agent will be there all the way.
And the best thing is that you don't pay the agent anything :)

Let me know if you have any other questions I can help you with.
Tim Gallagher
Keller Williams Preferred Realty
0 votes Thank Flag Link Wed Jun 19, 2013

Its a big decision. I have a unique system to help you find the right home. Call of text me at 773-814-8466. You can also email me anytime tony@mcprealtor.com i can show you how to run searches from my site. Talk to you soon...
0 votes Thank Flag Link Wed Jun 19, 2013
I would like to recommend that you utilize my free website at http://www.idealhomesinchicagoland.com. You will be able to search for properties throughout Chicago and the surrounding areas. My website features up to date information, so you will not be finding homes and properties that are no longer available like on some of the realty websites that you may be using. My website also offers an array of neighborhood and market information that can help you make your determination on homes and locations. My featured partners are industry leaders that can assist you in making any realty transaction easy and transparent. I welcome you to utilize this amazing tool. As always I will be available to answer any questions that you may have.
0 votes Thank Flag Link Wed Jun 19, 2013
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