Thanks for reading,
That said, there should be an honest and sometimes daily stream of info between the closing attorney, the agent, and the lender. At least that is how we do business.
The worst seem to be loan "brokers" who will have a third party to please and that can slow things down.
Even the best lenders may be hampered by a complex loan, with payoffs or special FHA requirements.
But - nothing should be a surprise. If you need to, ask the closing attorney for help. Their allegiance is to the contract and not any one party.
My suggestion is similiar to Melissa's. Speak with you loan officer and ask where things stand with your file. Ask them if they still need anything from you. Ask how much time does the closing department need to prepare a file for closing (so you will know when underwriting has to have your file cleared), this is usually 24-48 hours. consult with your title agent or attorney to make sure they too are prepared to close.
The process can be very trying and communication and coordination is necessary to TRY to close on time. Good luck with your transaction!
Melissa Loughridge Savenko
509-511 N. Meadow Street
Richmond, Virginia 23220