You may also want to consider the CHF Access half percent down payment program which can also contribute towards your closing costs as well. You only need a minimum 580 fico score to qualify. I specialize in Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qualify. Here is another link, flyer, maximum income limits and a needs list to gather.
CHF Access half percent down flyer, pdf
Sheryl Arndt, standard needs list checked, pdf
CHF Access income limits http://tinyurl.com/8lzf8he
Sheryl Arndt, Real Estate Broker â€“ Sr. Loan Officer CA only
REO & Short Sale Specialist
20+ Years Experience