Let me know if you need a name or two lenders who can help you.
Susie Kay, Realtor®
GRI, CHMS, SFR
United Real Estate
III Lincoln Centre, 5430 LBJ Freeway #280
Dallas, TX 78240
Servicing your real estate need is my priority!
I am the owner/broker of one of Dallas' oldest and most successful Exclusive Buyer Agencies, HelpUBuy America. We charge a flat-fee for our services, so our fee is the same regardless of whether you buy a $150,000 home or a $500,000 home. This eliminates the conflict of interest that exists when you an agent is paid a commission based on the sales price of the home.
We've been protecting the rights of first-time homebuyers since 1995, and we'd love to assist you. I've also had a book published on Amazon called Buying a Home: Don't Let Them Make a Monkey Out of You. It'll teach you how to buy a home without getting ripped off.
Let me know if we can help.
Best of luck!
Miriam is correct with her statement based on lender approval of your credit scores, purchase price of the home and type of loan. Minimum is approx. 3.5% or more
My website is updated daily therefore saves you time search accurate information
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Contact my office today where I can show you many amazing homes work with your family specifications.
Lynn911 Dallas Realtor & Consultant
Multimillion Dollar Sales Producer
http://www.lynn911.com 100's of Dallas homes listed for sale or lease
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The down payment on a home purchase depends on the type of loan you get. Ideally, lenders prefer for you to put 20% down in order to avoid paying Private Mortgage Insurance (PMI). However, there are types of loans that you can get without putting such a large percentage down. The best thing for you to do is contact a local lender. A lender can let you know how much money they will allow you to borrow and how much they require as a down payment. Don't forget to ask about other fees that are involved too such as closing costs and fees for the appraisal of your new home. Good luck!