Link to http://www.superpages.com/yellowpages/C-Insurance+Agents/S-F
and call to get several quotes
4040 Del Prado Blvd.
Cape Coral, FL 33904
You would be better off contacting an insurance company for a quote.
Realtors can't answer that question because they are not insurance underwriters.
Insurance underwriting involves measuring risk exposure and determining the premium that needs to be charged to insure that risk. Every home is different so there is no way of knowing precisely what your homeowners' insurance would be "and" it certainly would not be based on what someone else is paying.
Good luck and if you are in search of a property, please feel free to contact me if you are not currently working with a realtor.
Therese A. Clapp, RealtorÂ® GRI, ABR, MBA
SFR, AHWD, REPM
"The Clapp Team"
Century 21 Sunbelt Realty, Inc.
725 Cape Coral Pkwy W
Cape Coral, FL 33914
Primary Tel: 239-542-4777
My insurance company gives me great rates. I have shopped it several times and no one has been able to match the coverage and rate.
I recently shopped insurance for snowbird clients, who purchased a 1989 pool home in Cape Coral and the policy they chose was $1900/yr. including flood insurance.
I have a number of insurance agents that I work with, who would be happy to provide you with quotes, however they will need specific property information in order to do so.
Give me a call or drop me an email....Always willing to help.
Will Hart & Associates, LLC
Absolute Real Estate Group
Your actual property premium will depend on how new your property is, how large it is, how your roof is, deductible amount, and also on all 4 point inspection items (good condition & inspection of those may reduce the premium amount).
To save money, get a few quotes from different insurance companies (Citizens usually is the cheapest but they are picky about the condition of the property). Then, ask the insurance agents on how you could improve your property to reduce the premium (fix this or that f.e.)
Ask if the re-inspection (after fixing) would help reduce the costs also.
To reduce the flood insurance - get the elevation certificate from the seller (if you are in the process of buying and the seller has it), or get the elevation cert done through the survey company as you are buying. This cert should help reduce your flood insurance premium (if the house is newer, especially).
Hope this helps,
Beachfront Realty, Inc.
Why not call your own insurance company -- the people that insure your vehicle -- and have them give you a quote for a house you're interested in.
Most insurance companies give you a discount for having multiple policies.
Not sure about Florida, but I'm assuming you may have to get flood/wind/hurricane insurance depending on where you live. This is probably an additional cost.