Home Buying in Kensington>Question Details

Sjonesu, Home Buyer in Philadelphia, PA

How many, and how long does multiple inquiries affect your credit score?

Asked by Sjonesu, Philadelphia, PA Mon Nov 25, 2013

I have multiple inquiries from 4/12 until 11/13. Do they count against me the intire 2 years they are on my report?

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Answers

5
Credit inquiries do not affect your score by 10 points on average. Please click on the link for the myfico.com website to read more on inquiries. It may have no or little affect. New Credit only constitutes about 10% of the total credit score, and inquiries are a subcategory of that. If you are worried about your credit or would like to talk more, please contact me through my profile page. Thanks.
0 votes Thank Flag Link Thu Dec 12, 2013
These matter within 90 days they are made.
Each takes away 10 points on average.
Don't allow new inquiries to appear on your credit report.

Hope this helps,

Irina Karan
Beachfront Realty, Inc.
IrinaKaran@gmail.com
0 votes Thank Flag Link Sun Dec 8, 2013
You need to talk with the Mortgage/Bank that you plan on working with it depends on why you and who checked your credit an Insurance Company will be deferent then a home loan So you need to check with the person that is doing your loan before they check your credit.

Philip J. Cunningham Sr.
V.I.P. Realty Corporation
7942 Bustleton Ave
Philadelphia, PA 19152
215-725-5700X49 cell 267-934-1971
philcunningham2004@yahoo.com
Web Reference: http://www.GreatPaRE.com
0 votes Thank Flag Link Tue Nov 26, 2013
Not to equivocate, but that really depends on the type of inquiry. Credit card companies pre-screening you for offers has a much weaker impact on your report than you applying for multiple credit cards.

Why do you feel these inquiries would not count?
0 votes Thank Flag Link Tue Nov 26, 2013
They generally will show for the full time and less as they age. but there a other factors that are generally more important that could affect your home buying options. I would love to advise you in your home search and connect you with financial industry experts ready to help you now.


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David Ferrando
Real Estate Agent

TheCondoShops http://www.thecondoshops.com

c 260 580 0221
e davidf@thecondoshops.com

The Greatest Compliment You Can Give is the Referral of Your Family and Friends
0 votes Thank Flag Link Mon Nov 25, 2013
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