Best of Luck!
In order to qualify for a mortgage loan, the minimum credit score needed will typically be around 640. I would speak with a lender immediately, to have a full pre-approval completed if you are interested in purchasing this year, so you can get a full assessment of where you stand as it relates to purchasing. Please feel free to reach out to me directly if you have any further questions in this regard, I would be happy to help.
The Federal Savings Bank