Second, you write that your lease expires in a "couple of months." You should already be approved and looking for a property if that is the case. Again, the Atlanta market is extremely competitive right now and your first offer will likely be met with competition from other buyers. So please allow enough time to present offers while also being mindful of the number of days notice required by your landlord for lease termination. Most lenders will gladly provide a more recent pre-approval letter to accompany your offer and there will likely be several days before your first mortgage payment comes due.
All my best for a successful home search.
Georgia Real Estate Brokers Associate, Duluth Homes, State Certified Affordable Housing Counselor, CDPE
Keller Williams Realty Atlanta Partners
As one of the largest direct lenders in the country, Prospect Mortgage offers one of the largest selections of loan programs available. In addition to the standard conventional, FHA, VA, USDA, and Jumbo, we also offer a wide range on Renovation loan programs. Our Renovation programs include FHA 203K (Streamline & Consultant), HomePath Renovation, and HomeStyle Renovation. In addition, we also have an FHA 580-639 FICO program for borrower with previous credit issues.
Getting Pre-Qualified is the only way for you to find out your options. To get Pre-Qualified for your purchase, you can submit your request online at http://www.rodneymason.com.
Rodney Mason, NMLS #151088
Sr Loan Officer
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of lending experience.
Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
Regardless of the holiday season, I am available for phone consultations and taking new loan applications. Please feel free to contact me via phone or email if you have any questions.
Morgan Campbell, Mortgage Banker
Envoy Mortgage, LTD.
Apply online at ValdostaMortgages.com
Rick Musto, Realtor
Buckhead Home Realty
Serving the Atlanta & Metro Areas
The secondary question would be the Interest Rate you may be locked in to.
Understand that your Lender wants to make you the LOAN or they wouldn't have gone this far.
So, talk to them.