You will find it very hard to find a rent to own because most sellers need to sell and not become landlords with the real risk of you defaulting and them being stuck having to sell the house again after you living in it for a year and not doing it any favors while living there.
I do have some clients doing Owner Financing, but this is pretty rare. The Buyer would need a large down payment to make it work for the Seller and the Seller has to own the property with no mortgage. This just doesn't happen very often.
Save your money, payoff bills, do whatever you must to improve your credit. Good credit and debt ratios is key to buying!
Keller Williams Realty
Waynesville/Maggie Valley NC
NMLS # 6395
Financing Kentucky One Home at a Time