Hi Phungal, Hopefully you have checked around for some prices. I find Allstate has very good rates for condos and Coops....depending on your square footage, age of the unit,renovations etc.etc.. Those my buyers have gotten were between $230-$400 a YEAR-depending on whether it is a building or garden apartment. I can give you the name and number of someone I have dealt with many many times. call me Terry K 718-614-3167 or email me email@example.com
The condo insurance cost is based on how much insurance you want for your personal property. The building is covered under the condo policy that you pay for in your common charges. I would suggest you do an inventory of what you own (including clothing) and how much to replace. After you have done that, contact an insurance agent.