A score can be as low as 500 and I can still help serure a loan
Response from a retail Bank Rep. after I asked her how many of the below programs they can offer... Honestly Steve, after reviewing them, I donâ€™t think we can do any of these. We are pretty vanilla, Straight FHA VA conventional. I will keep your flyer and if I run across anyone we can't help I will send them your way. thanks
100% LTV- USDA/12 mo. into Chapter 13 BK is OK!
100% LTV- VA/can pay off debts on purchases too!
99% LTV- FHA
97% LTV- No PMI/MI and No 1.75% FHA FEE
95% LTV- No PMI
95% LTV- CONDO purchase
90% LTV- No PMI-2nd Home
90% LTV- JUMBO w/cc
85% LTV- NO PMI to Super Jumbo
80% LTV- Invest. Prop.
STATED INCOME ALT loan programs: http://www.StatedIncomeAlt.com
80% LTV- FIX nâ€™ FLIP Invest. Prop.
80% LTV- NEW- Stated Income Alt
75% LTV- NEW- Foreign Nationals- Stated Income Alt
75% CLTV-NEW- after Short Sale, BK or Foreclosure
70% LTV- Soft and Hard Money -Stated Income Alt
LOT/VACANT LAND LOANS- Comm
COMMERCIAL PROGRAMS (many programs available nationwide)
Pro Option Mortgage/Florida
Ph: 888 662 4404
Prior Service U.S. Marine Corps
In order to determine, whether you qualify for a mortgage loan, a lender would have to pull your credit and would go by the middle score of your three fico scores.
I would recommend applying for a mortgage loan with a min. middle score of 620 to receive a low interest rate.
Please feel free to contact me at your earliest convenience, if I may be of any service to you.
Lic. Loan Originator
NMLS# 299 244