If you are seeking financing for a mobile home then there are many lenders who would finance that as personal property but not as real estate. There is one I know of that may finance the home in a park versus it being on its own land.
All the best!
Yes it is a bit more difficult. Not only are interest rates higher than in a conventional loan you will need a larger down payment and the rental of the space will affect your ability to qualify. There are also fewer companies that will be able to help you with this loan. Do some research and find lenders that specialize in mobile home loans.
Make sure that this is the best choice for you. Personally, I believe that mobile homes are a good option when trying to buy in an area that you simply can not afford to be in otherwise. There are certainly more reasons but I just want you to research all your options. The rental fee for the spot can be steep and you will never own the land if it is in a park. Unless you own the land, it may actually be cheaper to buy a condo or Single Family Home. Contact a Realtor and have them do some leg work for you. If it is simply a life choice, then great, move forward with a loan company that can assist you. Best of luck to you.
Here's the link: https://www.land-home.net/