Well I hope this helps! If you have any further questions or if you need a loan, feel free to contact me. Also, if you found this helpful please leave me a recommendation if you can!
Brian Nguyen Sr.
NMLS # 659743
Many times collections agencies will report trade lines but they are not legally entitled to the debt they are claiming you owe them. Medical collections can be removed by leveraging HIPAA privacy law statutes to your advantage.
Judgements tend to have innaccuracies reporting to the three major credit bureaus which can lead to a removal from your reports.
These are just some examples of methods to take in credit repair.
Improving your credit standing before applying for a mortgage is the preferred way to go.
That certainly can be challenging but the best way to find out is to have a discussion with a reputable local mortgage lender. If you would like the names of a couple please feel free to email me directly at firstname.lastname@example.org