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Trulia Charl…, Other/Just Looking in Charlotte, NC

How do you find out if a home is in a flood plain?

Asked by Trulia Charlotte, Charlotte, NC Tue Nov 6, 2012

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12
There are several sites about flood plains:
http://mapserver.mecklenburgcountync.gov/3dfz
http://maps.co.mecklenburg.nc.us/geoportal
http://www.ncfloodmaps.com
http://www.floodsmart.gov
http://www.floodmaps.nc.gov
http://polaris.mecklenburgcountync.gov/website/redesign/viewer.htm
After looking at the maps, make sure to contact an insurance agent for insurance of your specific risk. If you appreciate an answer, please give thumbs up. For the most helpful answer, please say thanks with a best answer click.
1 vote Thank Flag Link Thu Nov 29, 2012
The FEMA maps are the best source. Most home insurance companies use these maps as the point of reference. FEMA looks at updates to these maps over the changes in the weather patterns also.
0 votes Thank Flag Link Sat Dec 29, 2012
You can check the FEMA website and review the map of the area. You can also check with you insurance company for the info.
0 votes Thank Flag Link Thu Nov 29, 2012
All good answers here but check with local municipalities, websites & in my area this is supposed to be disclosed
0 votes Thank Flag Link Sat Nov 10, 2012
This is a great question to ask BEFORE you submit an offer on a property & pay a due diligence and/or earnest money deposit on the property. I like to check the county website as well as call an insurance agent.
0 votes Thank Flag Link Fri Nov 9, 2012
Check the FEMA web site and searh for the address. They provide flood plain maps.

All the best,

Gary Geer

http://www.ggeer.illinoisproperty.com
0 votes Thank Flag Link Wed Nov 7, 2012
Here's a great place to look for information! http://mapserver.mecklenburgcountync.gov/3dfz/
After looking at the map, make sure to contact an insurance agent.
0 votes Thank Flag Link Wed Nov 7, 2012
It is important to talk with an insurance agent about a specific lot. In many cases you will probably need to have an elevation survey done to purchase insurance. Most companies want one done after October 2006, so many sellers do not have this item.

It is wise to discuss insurance costs with your agent since they will be an important part of your monthly budget. Again, check the sites mentioned in the previous answers for more information and definitions. Good Luck
0 votes Thank Flag Link Wed Nov 7, 2012
There are a few websites that are avaialble to search to see whether a house is in a flood plain or not. In the charlotte area people are extremly shocked to hear that houses are in a flood plain. With the expansion of Charlotte over the past 20 years subdivisons have popped up and old creeks and streams have dried up. However; those areas are still listed in flood plain zones.

I usually go to http://maps.co.mecklenburg.nc.us/geoportal/. this site allows you to put int he street address and click down on the side bar for flood plain and it will tell you whether you are in a flood plain or not.

Dave diCecco
Realtor/Broker
Coldwell Banker United
http://www.davedicecco.com
0 votes Thank Flag Link Wed Nov 7, 2012
A property's tax record will show whether or not a property is in a floodplain You can check property tax records by googling Mecklenburg county Polaris and then fill in the property address. The mapping function will show you exactly where on the property a flood plain exists (if the property is in fact in either the FEMA floodplain or the community floodplain.
0 votes Thank Flag Link Tue Nov 6, 2012
I like a website called floodsmart.gov. You can enter your address and it will tell you your flood risk level as well as what it means.
0 votes Thank Flag Link Tue Nov 6, 2012
I use a website called floodfree.com. You can also look on the FEMA website, or call an insurance agent.
0 votes Thank Flag Link Tue Nov 6, 2012
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