Best of luck to you,
REALTORÂ® | Mortgage Broker
Keller Williams Realty | 360 Lending Group
o 512.669.5599 m 512.633.4157
firstname.lastname@example.org | http://www.AustinListed.com
When submitting and offer, any Austin area Listing agent worth their salt will either counter any offer with a verbal approval or reject an offer with a a verbally approved buyer in favor of a written review pre approval. Multiple offer situation and you only have a verbal review pre-approval from your lender...You risk losing out to another buyer.
I recommend you get with a top lender such as Matt Dean at Security National. He only issues out pre-approvals with a written review for buyers and follows the TX Form (see link below)
Matt can be reached at (512) 415-6142.
Make sure you don't lose out on your first choice home due to being pre-approved with anything but full written review.
Let me know if you have any questions on this. Kevin 512-522-8470
GRI, CRS, ABR, CLHMS, e-Pro
I am both a real estate agent and mortgage lender. I can assist you with the pre-approval process. Feel free to contact me at (214) 497-8150. Though I am in the Dallas-Ft Worth market, I do know of an agent that can assist you locally in the Austin market.
I look forward to hearing from you.
You are very busy posting questions. Are you a serious buyer? It seems you are only interested in posting questions to encourage discussion. While I typically do not mind forums like this, I think Trulia is best-served with a focus on real customers.
Today only, I'll answer your question as simply as possible: Contact a lender, either through your bank, credit union, mortgage broker or online resource. Or ask a realtor you trust, or comes highly recommended from a friend, for lender contacts.