Now that I have probably totally confused you, you may contact me for further information or to help you relocate to Baldwin County.
The tax question is easy to answer by visiting the Baldwin County Revenue Commission records online. Click on this link (http://www.deltacomputersystems.com/al/al05/plinkquerya.html) to start a property search. Just type in the street number and name; don't include the city. Once you locate the correct property records, you can see the taxes that were just paid for the previous year, as all taxes are paid one year in arrears.
You can also see the tax appraisal value. However, if the list price of the home is higher than the tax assessed value, it really should be. Tax value should be less than fair market value in most cases.
Insurance questions are best put to an insurance agent, as specific location, age of the home, and other specific factors come into play in providing a quote.
Let me know if I can be of additional help.