Home Buying in Daphne>Question Details

pattsfarm, Other/Just Looking in Marianna, FL

How do the taxes and insurance run on a $150,000 home in Baldwin Co.?

Asked by pattsfarm, Marianna, FL Sat Feb 16, 2013

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Barbara S. Reeves’ answer
The taxes run about $650. per year if you are claiming this as your homestead. If it is investment property the taxes run around $1,300. per year and if you are going to rent the property the taxes would be approximately $1,950. per year. If you claim H-1 homestead you will get a credit lowering the taxes to approximately $600. If you do not have over $12,000. of taxable income you could be exempt. If you are totally and permanently disabled your taxes could be 0. If you are over 65 years of age there is a discount for that!

Now that I have probably totally confused you, you may contact me for further information or to help you relocate to Baldwin County.
0 votes Thank Flag Link Sat Feb 16, 2013
Baldwin County is the largest county in the state, with property types ranging from beach and bay front, to rural farm and timber land. Therefore, it is always best to research each property specifically.

The tax question is easy to answer by visiting the Baldwin County Revenue Commission records online. Click on this link (http://www.deltacomputersystems.com/al/al05/plinkquerya.html) to start a property search. Just type in the street number and name; don't include the city. Once you locate the correct property records, you can see the taxes that were just paid for the previous year, as all taxes are paid one year in arrears.

You can also see the tax appraisal value. However, if the list price of the home is higher than the tax assessed value, it really should be. Tax value should be less than fair market value in most cases.

Insurance questions are best put to an insurance agent, as specific location, age of the home, and other specific factors come into play in providing a quote.

Let me know if I can be of additional help.
0 votes Thank Flag Link Sat Feb 16, 2013
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