You can get pre-approved by a bank, mortgage lender or broker by applying for a loan and providing pay stubs, w-2s, tax returns and bank statements.
The amount you qualify for will be based on your income, down payment and the loan program you qualify for.
Depending on where you want to live/buy in Lake Charles you maybe eligible for a no money down USDA mortgage.
Please feel free to contact me if you would like more information or help with getting pre-approved.
Credit score of 640 or greater
more income to debt to justify your purchase
Continued Work history of approx 2 yrs, unless you you are working straight out of school (not highschool!)
Please give me a call, I can go over all available loan programs
I am in Baton Rouge,
Licensed Loan Officer
Mortgage Financial Services
Baton Rouge, LA
Then get with a Realtor. If your not sure how to pick a lender. Ask a Realtor who has done a good job for them in the past.