Sharron Cousineau, Broker
Keach and Grove Real Estate
Here is the truth no lender is going to do a loan these days while in BK-13. My advise to you is either to get a Hard money lender to do a loan for 2 years until after the BK then refinance to get out of the high rates. Oh yes the rates are going to be high. Another way is if your credit and DTI are low is to purchase in your name and have him gift you any funds that you both have and in 2 years refinance and bring him on the note.
Whether youâ€™re, buying, building or Re-Financing your dream home, you have a lot riding on your decision. Market conditions and mortgage programs change frequently, and I welcome the opportunity to serve your needs with quick and accurate real estate financing advice. I have the expertise and knowledge to help you determine the absolute best loan program to meet your objectives. Get my Top 25 Questions for FREE that you should be asking your lender before you choose them to secure a mortgage along with a FREE copy of The 8 Deadly mistakes to avoid when buying a Home. If you are already working with a lender, donâ€™t be shy to give me call so I can price the same mortgage for you with less cost. What do you have to loose but your money?
Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations.. As always, you may contact me anytime by phone, fax or email for personalized service and receive expert advice from an FDIC member Bank Mortgage Banker who is responsible for the decisions on all mortgages coupled with over 17 years of experience in the industry.
I look forward to working with you! And making your dreams a REALITY
16800 N. Dallas Pkwy, Suite 290 | Dallas, TX 75248
Office: 972-646-2411 | Fax: 214-614-4637
Bank of England Member FDIC /Dba ENG Lending: NMLS# 418481