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How do I figure out what home I can afford in Oceanside?
Mon Apr 23 2007, 15:51 - Oceanside - Home Buying - 5 answers
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BEST ANSWER
Hi Halley,
There are mortgage calculators available to give you an idea what payments would be. Here is one that I like: http://www.soldbyvickib.com/professional6.shtml I see you are in New York, so you may also enjoy this cost of living comparison calculator to see what moving to the San Diego area would like compared to New York: http://www.soldbyvickib.com/professional21.shtml Hope you enjoy these tools! Mon Apr 21 2008, 15:11 Web Reference: http://www.soldbyvickib.com
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The best way to figure out what you can afford is to talk to a loan officer.
You must have available your gross income and what you owe so that he can give you a range within 5 minutes. You will need a letter of ore-qualification from a lender when you start making offers on different properties. I deal with a mortgage broker by the name of Todd Di Loretto. His number is 619 246-8226. I havebeen a realtor here in San Diego for the past 34 years and I can assist you with the process of buying the home. Please give me a call at 619 300-5008.. Fri Mar 28 2008, 09:08
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There is a prequal sheet on the webpage I listed. The link is http://endeavorgrouponline.com/3/W0000015729/P0000282251.htm
You can also search the mls there if you like. Wed Sep 26 2007, 21:50 Web Reference: http://endeavorgrouponline.com/
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Your agent can refer you to a qualified mortgage professional. They will be able to look at your income, downpayment and other financial information, and determine what you can afford for a monthly payment. After that, your agent will show you Oceanside homes in that price range. Call me today for more information 760-828-4474.
Tue May 15 2007, 14:19 Web Reference: http://www.eHomeSell.com
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FIRST ANSWER
The first step is to interview the most highly qualified realtors you can find in the city. Once you choose the one to work with, they should have an established relationship with a lender both they and you trust. It is critical that this lender is accountable to both you and the real estate company for future business. The lender will then be able to help provide you with the best information regarding what you can afford and feel most comfortable with.
Mon Apr 23 2007, 15:51
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