If you have a recent credit report, bring it will you to refer too I suggest getting one from all three credit bureauâ€™s with your score to provide to the lender, and it keeps the bank from having to pull your credit until you are ready to purchase. Please see the website below.
Best of Luck!
Chelsea Canning, GRI, ABR, E-Pro
Additionally, counselors provide information about down payment assistance and lower-interest loans, some of which are available only to buyers who have undergone counseling. Contact A U.S. Department of Housing and Urban Development-certified counselor connected with a non-profit organization. To find one, call HUD at 800-569-4287 or Fannie Mae at 800-7-Fannie or log onto Fannie Mae's Web site at http://www.fanniemae.com.