Whats your income? Whats your currently monthly debt? If you answer those 2 items I can be get you an answer.

Ryan
954-764-7064 ext. 203

i think the best way is to break it down into a monthly expense. How much can you afford to put aside for a mortgage payment per month. but its just not that easy... you have to consider property tax and insurance which are both out of control in florida. for both you can give a rough estimate as being about 2% of what you pay for the house.. saying for a $500,000 home you will pay about $10,000 a year ($833.33/month) in property taxes... and parkland is actually a little more than other parts of the state because of city taxes.. but the difference is worth it when wanting to live in south florida.. parkland's one of the very few bright spots to raise kids. the same estimate would apply for your annual home owners insurance... but wait, i'm not done yet.. depending on what community you live in you have to factor in association fees.. and this i can't give you an estimate on as it very's throughout each community... some are actually worth it though.

but since i assume your'e oving from san francisco, you can sell your house there and should be able to pay off cash down here..lol. Good luck whatever the case. i'm local in florida and looking to buy in parkland for the schools.. so i am going through the process of what i can and can't afford myself.

If you are not sure how much home you can afford, in Parkland or any other area, you should speak to a mortgage professional. The best way to find a reputable one is to ask friends and family for referrals. They can tell you of past experiences, good or bad, and maybe refer someone you will be happy with. You can also inquire at the bank that you do business with for your personal and or business accounts. If you are working with a realtor, they should also be able to refer you to a few lenders. You should compare what they offer, and also see if there is some sort of connection you feel with any of them, and make your decision from there. There are so many to choose from, you want to be comfortable with the person you choose as it does become a important relationship in your home buying process.

Make sure that you are well informed by a trusted source.

Trust the real estate professional you choose to put you in touch with 3 good lenders. After contacting them they will get you pre-approved for the budget and home you can afford in Parkland!

You get preappoved before you buy!, I have been in the business for over 20 years and will put you in touch with the top lenders in the area. Please included your escrows and do your homework!