Lots of advice on here but really the First thing to do is go to http://www.creditkarma.com and sign up. Its free, it will give you a report with your score on it. They even have a phone app so you can check it daily. Once we determine what exactly needs to come off there then we can go to work for you and get your score up. Stay away from having your application shotgunned around the world because that will hurt your score also
ERA Courtyard Real Estate
There are many things you can do to get your credit score up. If you would speak with a good lender, they are very knowledgeable on the things you need to do. They are there to help! If you need any further help with this matter, please feel free to contact me at 405-229-0409 or send me an email:
email@example.com I will be happy to put you in contact with a great lender that can be of great service to your needs. Good Luck!
Be sure to tell him that Josh sent you.
Best of Luck
Work with a good lender to find out what you can afford or qualify for and what you need to do to improve your credit scores.
There are several great programs for first time homebuyers that will help you with your down payment or give you a tax credit. Your lender will help you choose the best program for you.
We can often negotiate with the seller to pay some or all of your closing costs.
You will need a minimum of $500 for earnest money.
I can recommend a good lender for you; just call, text or email me any time; I'm here for you!
Sherine Price, CRS, GRI, CHMS
And there are some great 1st time buyers programs that will help you with your down payment. Then we can look for a seller who's willing to pay your closing costs.
Feel free to contact me and we can discuss your needs and questions.
Keller Williams Realty
When you are approved and we know how much then I will find you the home you want to own:
Re/Max Preferred Properties
405 413 0791
It's not as hard as you would think. We need to take look an see what is holding your score down. We do that my having a lender meet with us to let us know what will have to done.
I stay with you all the way working with the lender to get your scores where they need to be.
Once they are at the right level. We work together to help you get the American Dream.
Just remember anything can be fixed it just takes time.
If you would like help give me a call Dawn Reuter / Reuter Realty Broker- Owner. 405-659-9828
I can get you in touch with a lender that can help you with the financing and that can tell you about different first time homebuyer's programs that could help with down payment assistance, etc. There is one lender I know of that says they can help you with a credit score of 580 or higher...if you would like his information call me at 405-370-3886 or email me at firstname.lastname@example.org. thanks and I look forward to possibly working with you!