We can do: FHA, Conventional, USDA, VA, HARP, Interest Only, Home Equity, Fixed, and Variable. Find out which product is right for you by calling Brad at (855) 415-5626.
Sr. Loan Officer
Crosscountry Mortgage Inc.
Toll Free: (855) 415-5626 ext. 5734
2. by asking the seller for a credit of some sort but you need to have a reason to ask for it (like in lieu of a particular repair item). They can always say no. It depends on where you are buying if this will work or not. Sellers will usually not concede to a credit if there are multiple offers in play.
3. Purchase all cash. There are ALOT less fees if you just buy a piece of property outright.
Just to note, closing costs are part of the cost of purchasing a home. These are your taxes, insurance, interest, title and lender fees associated with making this purchase. You should plan accordingly and thus you will have enough money to buy a piece of real estate. Planning on purchasing and you need to calculate and include both your down payment AND your closing costs. If you are obtaining an loan to buy it is safe to estimate 2-3% of the sales price will be needed for closing costs. If you aren't ready to pay the costs associated with purchasing a home then it might be a good idea to save up a little more before you take the plunge. In competitive markets like this asking for credits won't fly if you actually want to land a contract and buy a home.
2 - Have them financed if it is a refi (that is not really saving it but you will not have to pay for them out of pocket)
2 - Volunteer to go sign the loan documents at the escrow office in front of your escrow officer (who is most likely a Notary) and you will save, in most cases, $50 - 90$ as traveling notaries command a premium.