there are lots of places to reach out for assistance in purchasing a home for sale...
Just keep on searching in google and ask around the community.

Alternatively you can click on my signature for a free Investors Guide

Talk to a morgtgage specialist and do some research on community programs. Here is a link to a list of resources for First Time Home Buyer purchasing programs - http://www.lovallorealestate.com/web/pgcnfID_84542/Buyer-Ass… . I also put it in the web references below.

FHA has numerous programs available to help you get the financinig you need. Plus, the use of seller's concessions (credit from the seller for closing costs) and the ability to use the $8000 credit towards closing costs with a bridge loan will help with the downpayment and closing costs.

Good luck to you, as it is truly a great time to buy. Call me at 716.560.2793 if you need any help or questions.