Risk management is the number one reason people hire an agent. Because you "don't know" what you don't know.
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Inventories are decreasing. FSBO sellers are few and far between. A L-P is a difficult transaction to sell to a prospective home seller.
Have you considered securing some of the available programs for down payment assistance so that you can be an active buyer in the normal retail or distressed property markets? Your property options will be vastly increased.
We have a "patient" lender who will coach you through the process of being "credit ready" with an approved down payment assistance program which are the closest to "free money" that you'll ever see.
Virtual Properties Realty