If you have any questions feel free to contact me directly.
Here is a listing link for one. I need to talk to you to figure more options of Moreno Valley to send more.
Click or cut and paste the following URL to see the Listing under $110k in Northern Moreno Valley:
Check us out below:
Sheryl Arndt, Broker
Those lenders can be found here and you can call them direct.
Harold Sharpe - Broker
So Cal Homes
California Department of Real Estate Broker License # 01312992
If you've already been working with a lender, they can help you through that process. Sounds like you may be working with one already considering you are aware of your credit score. If you need some recommendations for a lender, I'd be happy to provide those. You always want to make sure that you are working with a lender that has a primo track record.
Omar, I wanted to provide you some additional information regarding the market of today. We are very low on inventory (the number of homes available for sale) at this moment and it is a highly competitive game in getting an offer accepted by the sellers of the home. In order for you to be more competitive and actually end up owning a home, you may be better off saving just a little longer and coming up with the down payment on your own. When a seller of a home has multiple offers and can choose the "best" of the bunch, they often will not take an offer that will be utilizing down payment assistance programs. It makes your offer not as strong for couple of reasons.
1. Using a down payment assistance program usually means a longer escrow time.
2. It may look as though you are not a strong buyer being that you don't have the funds for your down payment. It may look to some sellers that you may be at higher risk of falling out of escrow leaving the seller to start over again with a new buyer.
Consider going into save mode and see if that's a possibility down the road, or you could have a family member that could help out with the down payment.
There are many other things to consider in this market when writing offers that will get accepted.
When you are ready to get started with the education on writing an offer that won't get thrown in the trash, get with a reputable agent and get on the right road to home ownership.
The process is simple with the right people on your team.