Home Buying in Galveston>Question Details

kld_duffy, Home Buyer in Galveston, TX

How can I get a free estimate on Wind & Flood insurance for a beach home in Galveston?

Asked by kld_duffy, Galveston, TX Fri Jul 20, 2012

We are contimplating purchasing a second home on Galveston or Crystal Beach but need an estimate on flood & wind insurance so we can determine how much we can afford.

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Please visit our Web Site at http://www.Texas-Home-Insurance.net for a free Quote. We specialize in Texas Gulf Caost Insurance.
0 votes Thank Flag Link Sun Sep 23, 2012
If you find a home of interest in Galveston and would like information on flood and windstorm ins. before making a decission about buying I would, as a Buyers Agent, always go to the owners/agent of the property and ask for their present policy amounts as a guide for new buyers or if they have a survey, for flood quote, send to an insurance agency and ask for a quote. Windstorm does not require a survey.

Terry Ruggles
Better Homes and Gardens Real Estate Gary Greene- Galveston
0 votes Thank Flag Link Thu Aug 16, 2012
To get an accurate insurance quote for a property on the island you first need to aquire an Elevation Certificate for the property. usually this is easily obtained from the present owner. This is the only way an isurance company will qoute prices for you on the island. Its impossible to give you an estimate based on sq ft or cost as there can be a major differences in cost based on several other factors.
0 votes Thank Flag Link Mon Jul 30, 2012
Contact a few local insurance companies and ask for free quotes based based on your needs, then choose the package that best suits you...
0 votes Thank Flag Link Fri Jul 20, 2012
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