You have been provided with excellent information.
On the "contingengy" issue, it is our opinion that doing a contingency may place you in an unfavorable light since banks do not like and tend to avoid these arrangements. They are simply viewed as a means by which a potential buyer can escape from the agreement.
Doing so could cause an early elimination...regardless of your offer amount.
No, you cannot ask to see the other offer -(well, you can ask, but it isn;t going to happen).
I doubt very much that the listing agent is playing around with you, because he or she has to answer to the corporation. If you got turned off, and walked away, then the agent would have nothing, and would have to explain what happened to the people at the corporation. There would be no reason for the agent to be trying to "shake you down"......it's pretty cut and dry when buying from a company. They either accept or decline the offer. And, the higher offer you may make will not really put much more money in the agent's pocket, so there is no incentive there. Any agent who pretends there is another offer runs the risk of scaring away the buyer and winding up with nothing.
Just so you know - It is not unusual to see another offer come in all of a sudden , even after a home has been sitting on the market. I have seen that happen, and there is no explanation for it!
If you love and want the home - make your highest and best offer..........and hope for the best!
Prudential NJ Properties
I hope this helps