Lenders are very strict not to give loans to those who cannot afford them due.
Check out this website to see if you qualify, or have your lender help you look for one.
You may want to have your Realtor look thru Homepath foreclosures that take only Owner Occupied bids for the first 7-10 days called the "First Look" period. http://www.homepath.com.
Your Realtor and their Broker must be registered to bid on these and on HUD.homes.