Ricki, the best thing about home ownership is that you can create the stage setting for your life - you can create the spaces where you wake up in the morning, eat together and alone, entertain, share with friends and family - that's where the value of home ownership is.
It's not with the form of ownership - house or condo - and it's not about some speculation about future resale value.
Basically, you're letting the analysis take control of you, rather than the other way 'round. Figure out how you want to live - then, figure out what housing style affords you that opportunity within your budget.
All the best,
There are pros and cons to both scenario, such as condo fees, and what included in them; whether you want to do yard work or have amentities....
Please feel free to call me directly on my cell phone at 860-819-8372. I would be happy to brainstorm various idea, provide you with the information, so that you can decide which one works best for you and your fiance.
My name is Katrina. I look forward to hearing from you.