Home Buying in Santa Barbara>Question Details

gaurav811, Home Buyer in Goleta, CA

Homeowners insurance

Asked by gaurav811, Goleta, CA Sat Dec 8, 2012

What is the average cost of homeowners insurance in Santa Barbara assuming its not in the flood or fire hazard area and I am not getting a earthquake coverage ?

Cost of property around 700k

Help the community by answering this question:


Good morning,

While I do not handle homeowners insurance specifically, I do represent more buyers in the Santa Barbara area than any other real estate agent and consolidating that data from my other buyers you will be in the $65-90 range. There are many factors including the: insurance company, amount of coverage, deductible, and the nature of the property. That said, that should get you started. If you are in a high fire hazard area and are limited to certain insurance carriers your insurance may be $100-130/mo.

I would recommend State Farm or AAA here in town as two of the top choices that I, and numerous clients, have used in the past.

If I can be of additional service with your home search, or if you just have any general home-ownership questions like this one, feel free to contact me or visit http://www.TheZiaGroup.com.

Best regards,

Daniel Zia, Broker-Associate & Realtor®
Prudential California Realty
For comprehensive real estate information & to search the MLS, visit:
Or visit my blogs at: http://www.SantaBarbaraRealEstateResource.com and http://www.MontecitoRealEstateResource.com

Cell: 805.637.7148
*Chairman's Circle Platinum: Top 1% of Prudential Agents worldwide*
*Certified Short Sale & Foreclosure Resource*
*Consistently represents more buyers each year in the greater Santa Barbara area than any other Realtor
*Voted the #1 Realtor by the Santa Barbara Independent's Best of Readers' Poll in 2009, 2011, & 2012*
Web Reference: http://www.TheZiaGroup.com
0 votes Thank Flag Link Mon Dec 10, 2012
There's too many variables...suggest you speak with an insurance agent.
Do you have interest in a particular home for sale?
0 votes Thank Flag Link Sat Dec 8, 2012
Search Advice
Ask our community a question
Email me when…

Learn more

Copyright © 2015 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer