As mentioned, if the appraisal was not done, you should be entitled to some refund. There may be a fee, sort of like a re-stocking fee at stores, for the paperwork the appraiser did in preparing to do the appraisal.
I would contact the owner of the mortgage company you were dealing with and see what they say. If you do not get satisfaction that way, I would let them know you are going to file a complaint with the Arizona Department of Financial Institutions and then do so.
Best of luck.
In the normal order of things your appraisal should be ordered after you agree to move forward after the inspection period...? I would need more info to advise you correctly...if you have an agent, they should be able to contact the lender and you should be able to get a refund for services not rendered. Of course this would depend on the lenders normal practice ie. there is no stipulation that once appraisal is ordered there is no refund...that would not be a normal situation...if you can provide more information you should be able to get an accurate response to your question!
You said that "...you're in the process of applying for a loan for a home..." and that you already "paid an appraisal fee". Did you find a house and have an accepted offer?
Typically you get approved for a loan from either a bank or loan officer at a mortgage company by providing them financial information (bank statements, proof of income, tax returns, credit report, etc), THEN you find a home, MAKE an offer, GET it accepted, THEN order the appraisal.
Is this what's happened?
Did you cancel your offer (if you had an accepted contract) IN WRITING and notify the seller and ALL PARTIES (including the title company AND your mortgage broker) prior to the appraisal being ordered?
If you're not working with a real estate agent, you should post a bit more info here on Trulia for the agents to assist you. IF you have a real estate agent assisting you in finding a home, then I would strongly recommend you consult him/her. I would also call the mortgage broker's office and ask for a manager to discuss the situation. I can't imagine that they would NOT refund you the appraisal fee as long as the appraiser didn't start the appraisal process.
Please post a little more details so your question can be answered more thoroughly.
Realty ONE Group