Home Buying in Boston>Question Details

Deanna, Home Buyer in Boston, MA

Hi, I need help finding VA approved condos or townhomes in Massachusetts. What is the best way to search?

Asked by Deanna, Boston, MA Fri Feb 5, 2010

We are currently looking for a condo or townhouse in Massachusetts and will be using a VA loan. I am having a difficult time finding VA approved complexes. Can you help? Also, does the VA accept FHA approval in lieu of a VA approval?

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Go to the web site, condopudbuilder.vba.gov
1 vote Thank Flag Link Mon Jun 4, 2012
For an updated list of FHA approved condos in Portland area checkout http://www.homebuyerwise.com/FHA-Approved-Condos/city/Portla… for 24/7 access. Unfortunately the HUD site is down in evenings and on weekends when people need it most. Most other sites have data that is out of date.
0 votes Thank Flag Link Fri Feb 13, 2015
Go to condopudbuilder.vba.gov.
0 votes Thank Flag Link Mon Jun 4, 2012
i am a realtor in boston and just listed a 2 bedroom in the north end that is va approved. i can be reached via email jlcort@gmail.com or 617.335.2818
0 votes Thank Flag Link Sun May 23, 2010
Townhomes/PUDs according to chapter 16 of the VA lender's handbook, VA pamphlet 26-7 revised
http://www.warms.vba.va.gov/pam26_7.html do not require approval and do not have project reviews. Although townhouses might have at one time. Thus, a condo must be pre-approved and on that list on the website, but not townhomes. Pick whichever legally defined townhome you like on any real estate site. (Vet)
0 votes Thank Flag Link Sun May 23, 2010
Hi There

Thanks for your question! I'm happy that you and your husband can take advantage of this important VA benefit. I'm a loan officer who has experience in VA lending so I'm happy to respond to your question.

VA will NOT accept FHA approval as of a few weeks ago.

For a list of VA approved projects visit http://condopudbuilder.vba.va.gov/2.2/frames.html and click on CONDO/PUD reports in the column on the left.

You do need the exact name of the condo project or you can browse the list but you need patience - it's not that user friendly. If you're not sure of the project name you might be able to retrieve that from the Registry of Deeds, which goes by County. Try "The" or leave out "the" in front of the name or the street number (e.g., 11-115 Main Street Condominiums) if you have trouble finding the

To obtain VA financing your husband would need to obtain a COE (Certificate of Eligibility.) If he doesn't have one, check this site: http://www.homeloans.va.gov/eligibility.htm and complete an application for a COE (VA Form 26-1880; http://www.vba.va.gov/pubs/forms/vba-26-1880-ARE.pdf ) You'll need to provide a copy of his DD-214 as proof of his military service.

If your husband has a service-related disability the VA may waive its funding fee.

Please let me know of any other questions you may have as I've closed a lot of Goverment loans and would be happy to be of help.

Eagle Nationwide Mortgage, a subsidiary of Eagle National Bank
0 votes Thank Flag Link Tue Feb 23, 2010
There is a website maintained by HUD that lists the approved condo projects in each state. Any good mortgage banker will have access to the site - and can print out a list of approved projects in your area.

Good Luck!
0 votes Thank Flag Link Tue Feb 23, 2010
Generally speaking, if you find a condominium development that is FHA approved, you should be able to secure VA Financing. Check out the link below. We have a development with FHA approval.
Web Reference: http://www.olmstedgreen.com
0 votes Thank Flag Link Tue Feb 23, 2010
Deanna definitely contact a mortgage professional who works with VA loans. They can provide you with a complete list or check complex by complex!
Good Luck
Heidi Zizza
mdm realty
(508) 879-8999
Web Reference: http://www.mdmrealtyinc.com
0 votes Thank Flag Link Mon Feb 8, 2010
Thanks for all of your answers! I really appreciate it! The VA loan is great (my husband is a Marine, that's how we qualify) but like you said, there are some restrictions. I work in downtown Boston so we are trying to find a condo outside of the city but with a 20-30 minute commute.

Alyssa, I've very much like the information on the VA condos or townhomes in the area. I've been researching myself but finding some of the association names differ from the complex names so google isn't being super helpful : )

Thanks again for the helpful and prompt responses!
0 votes Thank Flag Link Fri Feb 5, 2010
Hi Deanna,

VA loans are really a great program. I bought my own house using a VA loan and know all about the difficult restrictions because of it. Typically any time somehting is FHA approved it will also be VA approved. I would be happy to get you information on the approved VA/Townhomes in your search area.

On another note, I want to say thank you for your service - whether you are a spouse of a veteran or one yourself. Again, I know first hand the sacrifices military families make!
0 votes Thank Flag Link Fri Feb 5, 2010
You should also ask your mortgage professional for the name of a local agent they've worked with recently with VA loans and is familiar with the process. You should also consider interviewing several buyers agents and seeing how they could assist you. As friends, family, colleagues & other trusted people in your life for the name of someone they've used recently & been happy with.
Web Reference: http://www.medfordhouse.com
0 votes Thank Flag Link Fri Feb 5, 2010
I am a Massachusetts Lender and I deal with the VA all the time. You can go to this link, it will help you, but you need to find the accurate needed information.


As you must realize by now, if the condo is not approved, according to that site. You can still get it approved. Its tough, but not impossible. If you contact me I can supply you with a condo questionaire. This questionaire will have all the information required by VA / FHA.

Thnaks and best of luck

Paul De Sousa
Sr. Mortgage Consultant
0 votes Thank Flag Link Fri Feb 5, 2010
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