In the mean time you can find your next Home at http://www.JoseSellsSanAntonio.com
It is free! and updated every fifteen minutes.
Thanks and good luck.
Regardless of any credit issues, the best thing you can do is speak to a good lender who will listen, give you honest answers, and work with you to get pre-approved for a mortgage amount that works with your budget. This will both give you a comfort level with what you plan and put you in a stronger position when negotiating your purchase.
Call or write. I'll answer any questions you might have with no obligation and put you in touch with the best!
San Antonio Real Estate The Way it Should Be!
Bob Leonard, Texas Broker, abr, crs, gri, e-pro, sres
Past Chairman of the Board, San Antonio Board of Realtors
Texas Association of Realtors Regional Vice President
Re/Max Associates; Texas Associate Broker
San Antonio, Texas
Visit Bob on Linkedin here
Visit Bob on Facebook here
Texas Broker's License #0378939
Texas law requires all licensees to give the following to all prospects and clients: http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf
I have several in-house mortgage brokers who will be glad to assist in getting you qualified for a mortgage loan today.
My contact info is below.
Please let me know if I can be of any further assistance!
"I'll Find You The House, You Make It A Home!"
Cornel "Chuck" Berry, REALTORÂ®, (USAF Retired),
Real Estate Consultant, Lic# 0615965,
GRI, ABR, e-Pro, CNE, TAHS, SFR, Cartus CSA/NBS, BS, MA,
Coldwell Banker D'Ann Harper, REALTORSÂ®,
18756 Stone Oak Pkwy., Suite 101.
San Antonio, TX 78258.
Cell: (210) 683-1157
Direct: (210) 483-7552
Fax: (210) 483-4679
Web Page: http://www.chuckberryrealtor.com
CBDHR Intro: http://www.youtube.com/watch?v=Lp8C1naryD8&feature=youtu.be
Info about Brokerage Services: ww.trec.state.tx.us/pdf/contracts/OP-K.pdf
Get a **$50.00** referral fee for each buyer/seller you refer, paid at closing!
Also if that is going to take to long, than I have another alternative, but it would require a lot of money down and a higher interest rate.
So give me a call or send me an email to learn more.
Kay Kirby, Realtor
9514 Console Dr. Suite 103
San Antonio, TX 78229
Phone: (210) 377-0300 Fax: (210) 377-0018
whether you're ready now or in 60, 90 or in 120 days, etc. or what it is to bring your scores up.
We have lenders that can qualify you down to a 580 credit score but there are some guidelines that have to be met. The down payment remains the same at 3.5%.
Feel free to browse our website for properties at: http://TeamTexasSAHomes.com
and follow back up with us tomorrow when everyone's back at work and we'll connect
you with a lender free of charge that can tell you what you need to get qualified.
Team Texas SA
Do you have a down payment?
No matter what - you need to find a mortgage rep and sit down with him or her first.
Only after analyzing your credit and financial situation will you know whether you can be approved for a loan.
No sense falling in love with anything online until you take that first step.
That's not just the best, but the only way to get your foot in the door of a home - literally and figuratively!
If you discover you're not in a position to buy a home now, at least you will know what you have to do to improve your credit scores for the future.
In regard to a down payment - please also make sure you have savings, as a cushion, in the bank before even attempting to buy a home.
There is more to home ownership that just paying the mortgage and taxes......there's no super to call in if something breaks!