Home Buying in Chicago>Question Details

Ortizarn, Renter in 60446

Hi I am looking to purchase a home in plainfield illinois but my credit scores only 620 to mid 650 on the other 2. Is there anyone would finance me?

Asked by Ortizarn, 60446 Thu Aug 9, 2012

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I have someone that can finance you from our organization and most importantly serve your family with education, and save your downpayment money, with free money programs and certificates, contact one of our real estate brokers/community stewards @ 233 s wacker drive 312-878 4474 7 days a week
0 votes Thank Flag Link Fri Aug 10, 2012
Hi,
You can obtain financing with credit scores in this range. There are a few options but it depends on a bunch of criteria. Let me know if I can help!

Thanks,
JP

JP Marzano
Senior Loan Officer - Chicago Financial Services
1455 W Hubbard St Chicago, IL 60642
312-204-6556 - direct
312-608-1555 - cell
jpmarzano@cfsmortgage.com
http://www.themortgagecall.com
0 votes Thank Flag Link Fri Aug 10, 2012
yes.. get and agent and get with a broker..
0 votes Thank Flag Link Fri Aug 10, 2012
Depending on some additional criteria, you can purchase a home with a 620 score. You need to get prequalified first. Should you need any help, I would be glad to assist you in qualifying for a mortgage. We are a locally based lender and you will always speak with me.

Bill J Deligiannis
First Centennial Mortgage
630-788-5288
B.Deligiannis@GoFCM.com
0 votes Thank Flag Link Thu Aug 9, 2012
There are a number of lenders willing to help you with that low of a credit score, including the big block buster banks. Just remember, the lower your credit score the more documentation, explanations and reviews you will have to go through. Just as long as you have patience and understanding then you will accomplish your goal. Don't let that credit score prevent you from being a home owner. Good Luck!!!!
0 votes Thank Flag Link Thu Aug 9, 2012
The best person to talk to is a well qualified lender. They will be able to tell you what you can afford.
0 votes Thank Flag Link Thu Aug 9, 2012
Call David Becerra at Seaway Bank

David H. Becerra
1334 North Lewis Avenue
Waukegan, IL 60085
(847) 662-1799 (Office)
(773) 220-7426 (Cell)
(847) 623-0589 (Fax)
NMLS#771057

Then give me a call 773-750-4311
0 votes Thank Flag Link Thu Aug 9, 2012
Contact Mark at Inlanta Mortgage Corporation. He finances homes in that area and has 25 years experience. He may be reached tonight at 630-417-7174.
0 votes Thank Flag Link Thu Aug 9, 2012
Contact a number of lenders, but avoid the big names like Chase/BOA etc. My web site has some lender references. There is no cost to speak with them.
0 votes Thank Flag Link Thu Aug 9, 2012
You can go as low as 580 score with FHA given certain conditions. Therefore- yes.
0 votes Thank Flag Link Thu Aug 9, 2012
I was told the same thing from some friends that purchased a home one year back but then I tried and they wanted me to raise my score to a 640 . Don't understand what I'm doing wrong
Flag Thu Aug 9, 2012
I was told the same thing from some friends that purchased a home one year back but then I tried and they wanted me to raise my score to a 640 . Don't understand what I'm doing wrong
Flag Thu Aug 9, 2012
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