Hi Michele,
At the moment I'm working with a couple who is also looking to buy in Clinton Hill.
A Multi fam Brownstone building without renovation and parking are in the Mid $800's, I think you may be able to find a condo with parking in your price range. I may be able to help you find what you and your partner are looking for since I'm already working in the Clinton Hill area.
You can email me at ella@themachreegroup.com or call at 203 906 8133
Best regards,
Ella

Michele I can help you out, or I can try to help you here. By law brokers can't discuss with a buyer how safe an area is, or what types of people live there. We can take you somewhere, or you can hang out on your own to see how the area is, and what goes on there.
I did a search for someone who was looking for a 2 bedroom in Clinton Hill about two months ago, and don't think I saw anything that was around 400K, I can check again. Regarding a brownstone for 500-650 without any work, that may be an impossible find.
Condo wise, how large of a unit do you need, and is the second bath a MUST or just a want?

Looking forward to speaking with you.

Michele, your first step should be tospeak with a few lenders and get an Idea of what your payments will be and if they work with your budget and salary.

I have a few mortgage bankers I can reffer.

Good Luck

Henry
917-497-0729
http://www.HenryCunalata.com

Good