Seems like you have had your question answered, I might add that if you are not buying all cash, You should get pre approved which is free of charge. If you are a non perminant resident you will neeed to follow the 2+2+2 rule, 2 years credit, 2 employment, 2 years residence. call me for further detail I am a mortgage specialist with united northern mortgage bankers located at 3601 levittown ny 11756 my cell is 516-233-4842 email email@example.com i work out of the corporate office in long Island
You might consider going about it a different way and starting by doing a search for the kind of community you would like to live in, like this one: http://bit.ly/ammUiH ; or by looking at this helpful NY quality of life "Livability Calculator" offered by New York Magazine as a result of a survey of NYC neighborhoods http://nymag.com/realestate/neighborhoods/2010/65355/ .
Once you find the suburb, town, village or neighborhood you might like to live in, then you can focus on finding an agent that knows the area well.
Second you need to be pre-approved for financing and know what your purchase and monthly expenses budget is. You do not mention if you are employed in the US or if you have credit established her and/or in the UK.
As an Irish citizen there may be rules and ramifications that may apply to you and that is best addressed in a meeting with a licensed NYC broker or agent. I hope this helps answer some of your concerns! Good luck!
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I'm British in America and have bought and sold real estate on both sides of the pond. You will need either a bi-lingual agent or a bi-lingual solicitor who understands the difference in the terminology. For example, a surveyor is not the same thing at all here, and there are other very important differences in the process. Contracts here are very diffferent, and the completion date can be very flexible, a month later than planned and in some instances longer.
I would be more than happy to assist, but not sure if you are interested in my area, which is on the North Fork of Long island, Wine Country. It's a great place for a second home, and an easy place to reach from NYC (Hampton Jitney). You wouldn't get much here for $200K, but happy to look for you and call me regardless if you would like a chat on 631-252-5653.
Your request brings up more questions than answers, although the answers I've seen so far are correct. What any of us as agents need to know is what your intentions and requirements are. Is this going to be an investment property for you? Are you relocating to the US or just want to take advantage of the strong Euro? Are you looking for an apartment, condo, co-op or a house? What other locations are you willing to look at? I ask this because you indicated that you are looking for a price of approximately $200,000(or is it 200,000 euros= +/- $300,000). Either amount will not get you much in nyc or long island. That price range will probably get you a 1 bedroom condo or co-op in the boro's outside of manhattan or on long island. If you are willing to purchase further away from nyc you have a much better chance. But once again unless the agent knows your intention it is difficult to give you an answer here. Any of us have the ability to refer you to an agent/office anywhere in the world. We are also able to find you a mortgage and an attorney. If you want to know more we can discuss that. You can reach me at email@example.com. Good Luck and may the wind always be at your back----Allen
I work on Long Island, but my brother is an agent in New York City. I would be happy to introduce you to him, and he would be able to help you with other recommendations as well. If you are interested, you can reach me at 631-357-2036 or via e-mail at Adam@AdamWaldman.com. Thank you.
Have been looking at someplaces online for around $200k, but not sure what kind of place that will get me.
Can anyone please advise me of the process of getting a mortgage approved in NYC, and maybe a good laywer for the legal / tax side of things?
Thanks & Regards