And don't let every bank you go to run a credit score because that will ruin your credit. When you pick the bank that has the best deal for you only let them run the credit check. I was in your shoes 3 years ago but I have no credit score at all and got a loan with my bank that I use very easily because they know me
~ KIMI ~
RealtorÂ® | Broker
That said get in contact with a goos loan office in your area. You may want to contact a RealtorÂ® for a referall. The loan officer that I use in my area would run your file by underwriting before we looked at house just to make sure that there would be no surprizes. Desktop under writing may approve you but when the file gets review by a person there can be problems.
Txt. 765-714-8894. We can help you.